It's 2018, Who Am I?

This is a big question that many of us never figure out, then years down the road we look in the mirror and wonder who that person staring back at us is?  If you have any doubts, start by simplifying your life.

We tend to litter our lives with a bunch of nonsense and lose sight of what is necessary and important. What’s necessary and important to you? If you don’t know, get busy figuring it out.  Remember this: every decision you make takes you closer or further away from your goals.  When you look yourself in the mirror today, tomorrow, or in a hundred years, who you are will be determined by the decisions you’ve made and very little else. You can blame others, but I’m guessing those others won’t be losing any sleep.

No sugar coating, no blaming, just taking responsibility for being the person you are and/or perhaps want to be.  This should be unbelievably empowering, the fact that every day you get to be the author of your destiny. Doing this is what true independence is about. Own yourself or be owned? 

So who are you? Are you a spender or a saver, a risk taker or avoider, a builder or a breaker, a goal setter or a whatever-er?  Need some help figuring this out? Prioritize. The three most important basics we all need to get us to the next day are: food, clothing and shelter. These are the first challenges to overcome to ensure our independence. Not a morning latte, not Netflix on a 60” TV, not a new cell phone with unlimited data.  Food, clothing and shelter.

Personally, in my own accounts, I’m a pretty aggressive investor. But I wouldn’t put a penny at risk on something I didn’t need if I wasn’t certain I could put food on my family’s table.  When you know what you need, it is pretty easy to start prioritizing on what is important and what isn’t in your life. This is about focusing on good decisions and watching them progressively change your life for the better.

There are only two steps to getting what you want; Deciding what is important to you, then making it happen. If you don’t have what is important figured out, just go back to the three basics. Regardless, write down what it is you want and need to accomplish. Sharing what is important to you with others is important, it also helps you find out who your real friends are.

Taking action is the true test.  Wishing for something is easy, but Christmas only comes once a year. For many of us, we don’t really take control of our lives because we don’t have clarity on what is really important. We make countless decisions daily. How many of those were made with other than short-term wants in mind?  Any guess as to why companies like Starbucks are so prosperous?

If you want to earn more money, literally spell out how you are going to make it happen, then watch what happens.  You will make mistakes, but you can’t have sanity when your actions aren’t in line with what you really want.  When you drop the ball, you are going to self-correct and move on. Remember, every decision takes you closer or further from what is important in your life. When you are clear minded about what is important, your body gets in tune. Then see what happens when you make a decision that isn’t in line with your objective. You know you are messing up.

If you are anything like me, you believe just about everything worth having comes from having a sound foundation. How can we teach good values to our children if we didn’t have and live them ourselves? How will we be truly successful, if all we make is short-term self-indulging decisions? There is a very old and true saying: “You are what you think.”

One last thing to think about. This tip will serve you well for the rest of your life if you put it into practice. You can only spend money on two things; things that will most likely either depreciate or appreciate. The more you can focus on buying things that have the potential to appreciate, the more you are in control.